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How a Chapter 7 Bankruptcy Attorney in Chesterfield Can Help You

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How a Chapter 7 Bankruptcy Attorney in Chesterfield Can Help You

Are you looking for a Chapter 7 bankruptcy attorney in Chesterfield that can help you choose the best options for your needs? Teague & Associates, LLC wants to work with you, so you understand all of the bankruptcy options available to you and how you benefit from each. If you wish to put a stop to garnishment or repossession, we work with you so that you can maintain stability. We know that bankruptcies are challenging to navigate for a variety of reasons, and we’re here to help you create opportunities for you to get back on your feet.

There are several reasons that debtors prefer Chapter 7 bankruptcy when they can meet the requirements. Here are just a few things you can expect if you file for a Chapter 7 bankruptcy to discharge your debt:

  • Get a fresh start. While Chapter 7 doesn’t cover all types of debt, like student loans, child support, alimony, or some taxes, getting a variety of debts discharged can help free you from a great deal of personal liability.
  • Keep more money. The property you acquire after filing for bankruptcy is generally not included in the bankruptcy filing. Keep in mind, though, that specific properties that are received within six months of filing can become a part of the bankruptcy estate. This can include items like inherited property, property from a divorce settlement or decree, death benefits, or life insurance proceeds.
  • No limits and no repayment plans. Chapter 7 bankruptcy does not have an upper limit on the amount of debt of filer can have, unlike Chapter 13 bankruptcy, where the debtor can be deemed ineligible if secured or unsecured debt exceeds certain limits. Discharged debt does not have to be repaid because they’re no longer responsible for payment. Better still, debt discharges can occur in as little as 90 days!

When you need a Chapter 7 bankruptcy attorney in Chesterfield that genuinely cares about getting you a fresh start, Teague & Associates, LLC is only a phone call away from providing you with excellent service. For more information about our bankruptcy services, or to schedule a consultation with our legal professionals, call our team today at (314) 899-4499.

The choice of an attorney is an important one and should not be based solely upon advertisements.