Chesterfield Attorney Services
Our professional staff understands this is a difficult position for anyone who finds themselves facing Chapter 7 or 13 bankruptcy filings.
While your specific circumstances are unique to you, you’re not the only one facing bankruptcy. That is why it is important that you find a team that understands that as well.
It is important to remember that some debts, such as taxes owed, or student loans, are not in the category to be wiped out.
We want you to know that your situation doesn’t have to completely take you under. We can work with you to find a solution to get you back to living life without the hassle of debt hanging over your head.
We understand the stress, frustration, and fear that come from having financial issues. That is why our team is here to help you through all these situations to see the light on the other side.
Even in bankruptcy court, you’ll find certain debts are not covered. Items such as court costs, child support, or alimony are not canceled no matter what type of filing you proceed with.
In basic terms, this filing is for those who are still earning a wage but need assistance in paying off their debt. You will find that you can work out a program, typically over the next three to five years, to repay the debt you owe.
Once a garnishment has been put in place, there is no getting around paying it back. The full amount must be taken care of before the proceedings will stop.
We know sometimes you can feel all alone in this problem. No matter what is going on, you still have certain rights that you are entitled to
In reality, the process can start as soon as you miss a loan payment. The financial institution can come on your property or wherever the car is and take it back.
When you think of repossession, you may automatically go to your vehicle. However, there are many types of property that can be repossessed if payments aren’t made.
One of the main things to do is not ignore the summons or alerts you receive about this scenario. It’s important to contact an attorney to fight on your behalf.
The first thing is to remember you still have rights during the process. If you’ve received a notice of repossession, contact the law firm immediately.
A judgement happens when a creditor that you’ve not been paying on time files a suit against you. That means they are trying to get their money owed for the credit they’ve allowed you to have.
You can find yourself facing a judgement from credit card companies, auto loans, or more. This usually happens when you get behind on payments and the creditor files a lawsuit against you.
There are several ways that our attorneys can assist you in trying to stop judgement. One of the first things is to work with a lawyer on your side. Make sure you have proper representation when it comes to talking with creditors or the court system.
Some people will find that filing for bankruptcy is their best bet depending on how their current financial situation is looking. Due to the loss of a job, health issues, or a messy divorce, you may find this is the best route.
The first step is not to ignore any notices you’ve received. Bring those to our attention as soon as possible. We need to see what has happened so far to ensure everything has been on the up and up.