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Chapter 7 Bankruptcy Attorney in Florissant

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Chapter 7 Bankruptcy Attorney in FlorissantFiling for bankruptcy is an intricate process that requires professional guidance. You want to be certain that you are following the strict protocols involved and that you do what you must to resolve your financial difficulties. Consult a Chapter 7 bankruptcy attorney in Florissant to discover your options for discharging debts.

Of course, filing bankruptcy is never something that you WANT to do. However, it is sometimes necessary because of debts that result from:

  • Loss of income
  • An automobile accident
  • Emergency medical care
  • A failed business project
  • Other unanticipated circumstances

For individuals with a greater than average established income, Chapter 13 bankruptcy is the best choice. This procedure allows you to repay debts rather than liquidating them. Chapter 7 works better for those without a steady income and are unable to meet monthly financial obligations. Debt liquidation is a practical solution for people without an auto loan, mortgage or for people who have a lien.

A bankruptcy trustee assigned to you will assist in selling some of your assets, like property, and use the profits to pay your creditors, but there are some exemptions to possessions that can be sold. Your lawyer can provide you with additional information on specifics.

Most taxes, alimony, child support and student loans cannot be discharged through bankruptcy. However, filing Chapter 7 can reduce the amount of your debts and leave money to pay on outstanding bills. A Chapter 7 filing usually takes several months.

When considering whether to file bankruptcy, it is best to rely on a lawyer with experience in this singular type of legal action. Contact a Chapter 7 bankruptcy attorney in Florissant at Teague & Associates, LLC, at (314) 899-4499 to make an appointment for a private consultation.


The choice of an attorney is an important one and should not be based solely upon advertisements.