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Chapter 13 Bankruptcy Lawyer in St. Louis

Chapter 13 bankruptcy lawyer in St. LouisEven though many individuals think that all forms of bankruptcy are the right answer for anyone who is drowning in debt and facing foreclosures or repossessions, they may be wrong. In fact, many people fail to realize that there are multiple forms of bankruptcy that need to be understood before simply selecting one. To get all the information that is needed about bankruptcy and how it can help to remedy a bad debt situation, contact a professional Chapter 13 bankruptcy lawyer in St. Louis.

Chapter 13 bankruptcy is different than what most would consider traditional bankruptcy. Rather than have all debt completely eliminated, Chapter 13 bulks debts into a manageable payment that the individual pays through their generated income. Filing this type of bankruptcy still prevents creditors from calling or harassing those who file and still permits them to maintain those assets that they have.

Although filing for Chapter 13 bankruptcy is still going to have an impact on a person’s credit score, lenders are able to see that an individual is making their required payments in a timely manner. This can provide some negotiating power in the event that a bankruptcy has not fallen off a credit report but the individual must apply for credit.
With the help of an attorney, individuals not only can be certain that they are completing all steps of the bankruptcy process properly, but they can learn more about what filing can do for their financial future too.

Now that you have a better understanding of how a Chapter 13 bankruptcy lawyer in St. Louis can help you to improve your financial situation, what are you waiting for? Contact Teague & Associates, LLC at (314)899-4499 to get a personalized, free consultation.

The choice of an attorney is an important one and should not be based solely upon advertisements.