The repercussions of a vehicle accident are not only physically and emotionally overwhelming, but financially crippling. This is particularly true if you do not have enough insurance or no insurance at all. Your driver’s license may be revoked and you will be without the freedom to travel where you want without assistance. If the ruling is that you are at fault in this situation, you have some decisions to make. Now is the time to consult a bankruptcy attorney in Florissant.
A lawyer who specializes in insolvency issues can offer you some options. Depending on the circumstances, you may be able to file bankruptcy and have your driving privileges reinstated. Debts that are the result of a car accident are usually dischargable, whether related to property damage or personal injury. Your insurance debt can be listed in a Chapter 7 bankruptcy filing, the obligation would be discharged and you will be able to get your license back.
There are exceptions:
- If the accident is a result of a DUI and you were the cause of death or personal injury to the other party, you will be responsible to pay court fees, criminal fines, bodily injury claims and restitution. This debt is not dischargable.
- If the accident is due to malicious or willful intent to someone or something else. Property damage and personal injury are not dischargeable in this instance.
For any money that you owe related to an accident and to get your driver’s license back, it is wise to seek the professional advice of an experienced bankruptcy attorney in Florissant. Call or text the legal team at Teague & Associates, LLC, today at (314) 899-4499 for a private consultation.