Archive: Jun 2018

  1. For Car Accident Debt Contact a Bankruptcy Attorney in Florissant

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    Bankruptcy Attorney in Florissant

    The repercussions of a vehicle accident are not only physically and emotionally overwhelming, but financially crippling. This is particularly true if you do not have enough insurance or no insurance at all. Your driver’s license may be revoked and you will be without the freedom to travel where you want without assistance. If the ruling is that you are at fault in this situation, you have some decisions to make. Now is the time to consult a bankruptcy attorney in Florissant.

    A lawyer who specializes in insolvency issues can offer you some options. Depending on the circumstances, you may be able to file bankruptcy and have your driving privileges reinstated. Debts that are the result of a car accident are usually dischargable, whether related to property damage or personal injury. Your insurance debt can be listed in a Chapter 7 bankruptcy filing, the obligation would be discharged and you will be able to get your license back.

    There are exceptions:

    • If the accident is a result of a DUI and you were the cause of death or personal injury to the other party, you will be responsible to pay court fees, criminal fines, bodily injury claims and restitution. This debt is not dischargable.
    • If the accident is due to malicious or willful intent to someone or something else. Property damage and personal injury are not dischargeable in this instance.

    For any money that you owe related to an accident and to get your driver’s license back, it is wise to seek the professional advice of an experienced bankruptcy attorney in Florissant. Call or text the legal team at Teague & Associates, LLC, today at (314) 899-4499 for a private consultation.

  2. Stop Judgment with a Bankruptcy Lawyer in St. Louis

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    Stop Judgment with a Bankruptcy Lawyer in St. Louis

    It is an unfortunate fact that bankruptcy comes with a stigma. When you inform family and friends that you will take action to dissolve your debts in this way, many will judge you. This adds even more stress to an already difficult time. There are 4 decisive ways that you can stop judgment with a bankruptcy lawyer in St. Louis.

    A bankruptcy attorney can help:

    • By NOT judging you. Lawyers who specialize in bankruptcy cases have seen it all before and do not judge you. They will treat you with respect and fairness and help you navigate the situation with dignity and simplicity. You can feel comfortable with your bankruptcy lawyer.
    • Ditch the creditors. If you are constantly receiving calls from collectors or creditors, a bankruptcy attorney will take care of this. He can effectively reduce the number of calls you receive and lessen the pressure that creditors expertly add to people who are struggling to pay overdue bills.
    • Maintain confidentiality. Once you seek out a bankruptcy lawyer, your case becomes confidential. You will not have to talk about your debts or financial problems with anyone other than your attorney.
    • Protect your privacy. An adept bankruptcy lawyer will also safeguard your privacy by working directly with your creditors and collectors. The attorney will act as a “middle man” on your behalf and help everyone reach a satisfactory negotiation or settlement.

    Bankruptcy is challenging enough without dealing with judgment by others, including creditors and bill collectors. These are just a few of the ways a bankruptcy attorney can aid you in your situation. Call Teague & Associates, LLC, today for additional information about how to stop judgment with a bankruptcy lawyer in St. Louis at (314) 899-4499.