Flat Fee Attorney Representation & Free Consultations Available.
Click Here For Immediate Help.
Click Here To Request Your Appointment Today
P: (314) 899-4499 | F: (636) 244-5279
Teague & Associates, LLC
2536 South Old Highway 94
Suite 222, St. Charles, MO 63303
580 N. Hwy 67, Suite 6
Florissant, MO 63031
By Appointment Only

Archive: Mar 2018

  1. Learn How to Stop Foreclosure with a Bankruptcy Lawyer in St. Louis

    Comments Off on Learn How to Stop Foreclosure with a Bankruptcy Lawyer in St. Louis

    stop foreclosure with a bankruptcy lawyer in St. Louis

    With the continued instability of the economy and numerous additional factors that include job loss or unanticipated medical expenses, foreclosure is a real possibility for many individuals. The foreclosure process involves the lender selling your property for non-payment of the mortgage and you having to move out. This procedure takes a few months for completion and does not often initiate until 3 or more mortgage payments have been skipped. Legal procedure begins with a notice coming from the lender that states the foreclosure process will commence on a certain date. If you are unable to make any other arrangements to continue payment, it is wise to try to stop foreclosure with a bankruptcy lawyer in St. Louis.

    Foreclosure proceedings will immediately stop if you file for Chapter 7 or Chapter 13 bankruptcy, unless too much time has passed, and the home has previously been sold in a foreclosure auction. Policies may be different in each state.

    A Chapter 7 bankruptcy filing will postpone foreclosure so the homeowner can stay in the house until the bankruptcy process is complete, the property is foreclosed or the lender and property owner can reach an agreement regarding payment.

    Stopping a foreclosure involves filing Chapter 13 bankruptcy. The stay in proceedings allows the owner to create a plan to pay the amount outstanding to the lender. Foreclosure can be circumvented if the money in arrears, in addition to monthly loan payments, is paid within a selected time period.

    To discuss options to stop foreclosure with a bankruptcy lawyer in St. Louis, schedule a private consultation with an attorney at Teague & Associates, LLC, by calling or texting (314) 899-4499. Rely on our expertise to help you during this difficult time.

  2. When to Call a Chapter 7 Bankruptcy Attorney in St. Charles

    Comments Off on When to Call a Chapter 7 Bankruptcy Attorney in St. Charles

    Chapter 7 Bankruptcy Attorney in St. Charles

    Just the word “bankruptcy” has such a negative connotation and can be an ominous prospect. You may feel totally unable to meet your financial obligations, even though much of the population has significant debt. How do you know if you should file bankruptcy? The best option is to engage a Chapter 7 bankruptcy attorney in St. Charles. Before you make that call, you can ask yourself the following questions to determine if this really is the right step for you:

    • Are you unclear as to the amount of debt you have?
    • Have you ever considered consolidating your debts?
    • Do you rely on credit cards to pay for essentials like the mortgage and groceries, etc.?
    • Do you feel that your finances are out of control?
    • Are you receiving phone calls from debt collection agencies?
    • Do you make just the minimum payment on credit card bills?

    A “yes” answer to 2 or more of these questions means that you need to evaluate your financial situation. Generally, bankruptcy is one option to consider when you owe more money than you can realistically afford.

    Personal service, client satisfaction, and availability for clients are primary goals of Teague & Associates. Our team has a passion for justice, in and out of the courtroom, and helping clients in the most difficult of times is something we take great pride in. When you work with Teague & Associates, know that you are in experienced and knowledgeable hands.

    To help you decide if filing for bankruptcy is your best option, contact a Chapter 7 bankruptcy attorney in St. Charles at Teague & Associates, LLC, by calling or texting (314) 899-4499.

     

  3. You Can Stop Judgment with a Bankruptcy Attorney in Chesterfield

    Comments Off on You Can Stop Judgment with a Bankruptcy Attorney in Chesterfield

    Bankruptcy Attorney in Chesterfield

    Economic problems can happen to virtually anyone. Few people are immune to this type of situation, from the most well-to-do to the underprivileged in today’s society. Unanticipated medical issues, job loss, foreclosure and other difficulties are much more commonplace than you may believe. If you are having trouble sustaining your financial responsibilities, help is available. Seek legal advice and stop judgment with a bankruptcy attorney in Chesterfield.

    Creditors have numerous ways to collect money if you have a judgment made against you. These can include garnishment of your wages, attempts to seize your property, assignment orders and many more. There are ways, however, to postpone or prevent these kinds of collections. A bankruptcy lawyer can assist you in:

    • Negotiating with the creditor who filed a judgment against you. There are times that an agreement for a sensible payment offer will be acknowledged.
    • Exempting specific types of your property from being taken. This can cover your house, pension, earnings, clothing, vehicles, furniture and personal items.
    • Claiming that your debt is/was for basic supplies like food, clothing, rent/mortgage or for paying utilities.

    Your bankruptcy attorney will offer guidance through the process and put forth your case about the need for money or items that have been obtained for judgment.

    This type of situation should be handled by a professional litigator who knows the best ways to navigate the court system and who has experience with credit negotiation. Phone or text Teague & Associates, LLC, at (314) 899-4499 to stop judgment with a bankruptcy attorney in Chesterfield. Protect your assets and your wages with the assistance of a skilled lawyer.

The choice of an attorney is an important one and should not be based solely upon advertisements.