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Teague & Associates, LLC
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Archive: Sep 2017

  1. Explore Your Options with a Bankruptcy Lawyer in Chesterfield

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    Bankruptcy Lawyer in Chesterfield

    If you are a business owner and are faced with possible liquidation of your company and its assets, you are required to file bankruptcy via an attorney. As an individual, however, you have the choice of either representing yourself or hiring a bankruptcy lawyer in Chesterfield to assist you with making the best decisions about your financial situation. Navigating the numerous intricacies involved with bankruptcy can be extremely stressful and confusing if you decide to proceed on your own. Employing an experienced litigator can save you a lot of valuable time and considerable expense. In addition, a qualified bankruptcy attorney can offer:

    • “Inside” information about bankruptcy and its possible alternatives and unique options specific to your situation, as well as advice from a lawyer with knowledge and experience in bankruptcy law.
    • Guidance about completion of myriads of paperwork that must be correctly completed, or risk delay of the proceedings or being charged with fraud.
    • Protection from creditors who continually press you for payment and make certain that your discharged debts do not appear on future credit reports.

    Any type of legal situation can quickly become overwhelming and a great deal of uncertainty. Depend upon a skilled bankruptcy lawyer in Chesterfield to assist you in making the right decisions for your particular circumstances and to represent you in court, if needed. Call the knowledgeable team at Teague & Associates, LLC at (314)899-4499 to set up a private consultation. We look forward to meeting with you and discussing your case.

  2. Learn How to Stop Judgment with a Bankruptcy Lawyer in O’Fallon

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    stop judgment with a bankruptcy lawyer in O’Fallon

    Have you been subject to a judgment from one or more of your creditors? What does this legal term really mean and how does it affect you? Unfortunately, when a judgment has been issued against you, your wages may be garnished or monies taken from your bank account. It is sometimes possible, however, to stop judgment with a bankruptcy lawyer in O’Fallon.

    An experienced litigator can offer welcome guidance about a judgment ruling. Options may include:

    • Providing that you were served properly, you may persuade the judge that you were genuinely unable to attend your hearing. Reasons could stem from incarceration, attending a funeral or a severe illness. The judge makes the final decision. In addition, you must have a meritorious defense, or an argument that if you had appeared at the hearing, that you may have won the case. You must file a motion with the court that delivered the judgment of default. Proper procedure can be obtained from the court clerk.
    • A judgment reversal may be obtained when you attend your hearing but still lose. You can appeal the ruling with the appeals court in your district. There are specific steps that must be followed in this case and are best addressed by an attorney who is knowledgeable in this area.

    Learn more about how to stop judgment with a bankruptcy lawyer in O’Fallon by calling Teague & Associates, LLC at (314)899-4499. We will outline all the possibilities in your case and advise on the best way to proceed. Trust us to help you.

  3. Learn How to Stop Foreclosure with a Bankruptcy Attorney in Maryland Heights

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    Stop foreclosure with a bankruptcy attorney in Maryland Heights

    Life can bring unexpected changes and hardships. If money becomes a problem and you are behind on mortgage payments, things can quickly take a turn for the worse and you may be at risk of losing your home. If you have not paid three or more mortgage payments, or your mortgage lender has filed a default notice on your property, your home can be foreclosed. It is sometimes possible, however, to prevent this from occurring. Stop foreclosure with a bankruptcy attorney in Maryland Heights.

    • A compromise with your lender prior to your home being booked for auction may be an option rather than foreclosure. This is called a foreclosure workout.
    • Someone can buy your home between the notice of default and the upcoming auction. Try to find a buyer yourself to prevent foreclosure. Since the lender will sell your home anyway, this saves them time and money.
    • A bankruptcy filing halts the foreclosure proceedings instantly, as federal law bans collection proceedings after filing bankruptcy.
    • You can sign your deed back to the mortgage lender, also called a “deed in lieu.” Lenders typically prefer not to face this option since they sometimes have complications on their side. A deed in lieu does negatively affect your credit rating.
    • Your lender may be willing to alter your loan to permit a lease option or assumption.

    Both foreclosure and bankruptcy are stressful situations. Legal professionals with the knowledge and expertise in these and similar cases can offer welcome relief. Call Teague & Associates, LLC at (314)899-4499 to stop foreclosure with a bankruptcy attorney in Maryland Heights.

The choice of an attorney is an important one and should not be based solely upon advertisements.