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Archive: Aug 2014

  1. It’s Important to Ask a Divorce Attorney These Six Questions

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    divorce attorney from St. Charles,It’s imperative that those going through a divorce understand the complexity that many divorce cases are inherent of. Even when both sides mutually agree that they should separate, this does not mean that the stress involved will be minimal. In fact, many divorces can get downright nasty. It is always recommended to work with an experienced divorce attorney from St. Charles, in order to achieve the best results for your situation that is possible.

    You don’t have to hire the first attorney that you meet, and choosing the right lawyer is one of the most important decisions you can make at this time in your life. Even if a family member or friend has referred you to someone specific, it is still recommended you check this attorneys experience and qualifications to confirm they are the right match for your case. Family law is a very specific area of practice, which involves financial complexities, custody decisions, and asset distribution, which requires a lawyer who has extensive experience in divorce cases.

    Additionally, laws vary from state to state, and are updated by the courts frequently, so it’s imperative to find an attorney that is intimately familiar with new cases and rules that may apply to each situation individually. Below, please find a few suggested questions to ask an attorney in order to determine if they are right for your divorce case.

    • How long have you been practicing family law? How many divorce cases have you successfully handled?
    • What is your suggested strategy for my case and why?
    • Based on the information you know about my case, how long would you project the divorce process to take?
    • How is your payment structure currently set up? Do you bill hourly or with a retainer? Do you expect there to be any additional costs beyond this that I should be aware of?
    • What is your total estimate that my divorce will cost?
    • How long do you typically take to return calls? In the event of an emergency, is there someone I can reach quickly?

    The more information you know in advance regarding a lawyer will help you make an informed decision on which divorce attorney you hire. It is important to ask these questions in your initial consultation to get a sense if this lawyer is a good fit for your case.

    The right divorce attorney from St. Charles can make all the difference in your case, and can expertly guide you through the complexities and the process successfully. Teague & Associates, LLC proudly serves St. Charles and the surrounding areas, and offers professional legal services for Family Law and divorce cases.

    Contact us today at (314) 899-4499 to schedule a consultation to discuss your case with us.


  2. How do you know when to file for Bankruptcy?

    Comments Off on How do you know when to file for Bankruptcy?
    bankruptcy lawyer in St. Louis

    The idea of filing for something as serious as bankruptcy can be overwhelming and scary. Bankruptcy is intended for honest individuals who can no longer handle their current debts and have exhausted all other options. With the nation’s recession straining personal budgets over the past 5 years, a significant number of Americans are making the decision to file for bankruptcy. But how do you know when the right time is to call a bankruptcy lawyer in St. Louis?

    Bankruptcy is not something to be taken lightly, and careful consideration should be weighed out prior to filing. Consumers are required to take part in credit counseling classes prior to filing which provides insight on all income and expenses. All options should be investigated in advance, and speaking with a professional bankruptcy attorney can navigate you through the process correctly.

    Examine Your Budget
    As mentioned; consumers who intend to file for bankruptcy are required to take part in credit counseling courses. Through this class, you are able to get better insight into your income and expenses to determine if there is a way such as significant lifestyle changes and spending habits can help resolve financial issues.

    Review Additional Options
    It is important to take the time and consider all additional alternatives that may be available to you. While receiving money from relatives may seem embarrassing initially, the alternative of filing for bankruptcy is far less significant. Also consider debt settlement programs, or to negotiate loan modifications and alternate payment plans with current creditors.

    Avoid the Scammers
    Newspaper or radio ads that promise to help consumers cut debt in half or correct credit scores are inclined to be scams. Usually these programs offer a quick fix, but do not address the larger issue that will remain.

    Seek Professional Help
    Once you have reached the decision that bankruptcy is the best option for you and your situation, don’t wait. Bankruptcy can provide a fresh start when arranged by a professional bankruptcy lawyer and provide relief both in debt and emotionally.

    Always consult a professional before filing for bankruptcy that can navigate you through the process and ensure that all documentation is recorded correctly. For more information on filing for bankruptcy, contact an experienced bankruptcy lawyer in St. Louis at Teague & Associates, LLC at (314) 899-4499.

The choice of an attorney is an important one and should not be based solely upon advertisements.